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“Preplanning
that’s simple, reliable and economical - that’s our promise
to you.”
We at O'Brien - Rogers & Crosby Funeral Home agree with the AARP that,
“Everyone should pre-plan their own funeral.” There are
a number of sound emotional and financial reasons do to so.
- Your family and loved ones are spared the burden of making sometimes
complicated and difficult decisions while trying to cope
with their grief and loss.
- The cost of a funeral or cremation can vary depending upon
the choices that are made. Preplanning and pre-paying
relieves your loved ones of most of the funeral expenses.
- Your
wishes are recorded and fulfilled. We are happy to provide
a free planning
guide to assist you and your family with your decisions.
Your decisions will be made while everyone is calm and
collected. This will help avoid family disputes or involvement
by others who may not know your wishes. Your loved ones
won’t need to ask, ‘Did we do the right thing?
Did we spend too much or too little? Is this want he/she
really wanted? Did we forget anything?” All of that
is eliminated because you have made those decisions.
- By
funding your arrangements today, you can be certain your
family is not burdened with funeral arrangements that
may be more expensive than you wish, or perhaps, than
they can afford.
- Funeral
costs increase 100% on average every ten years. By planning
ahead you can protect your family against those increases.
You can lock in today’s prices and be assured that
your family will not have to pay any increases in the
future for the cost of your funeral.
- Preplanning
your funeral is a normal part of all Estate Planning.
It will save you and your family time, money and unnecessary
grief at the time of need. Additionally, by pre-funding
your funeral you can shelter those dollars and they will
not be counted as part of your assets should you need
to apply for Medicaid.
- Veterans
Benefits. Most veterans will receive a marker and
a flag from the US government as part of their benefits.
Unfortunately, many veterans are under the impression
that the cost of a funeral or cremation is covered by
veterans benefits. This is not the case and for further
clarification you should talk with your funeral director
or a representative of the Veterans Administration.
- Social
Security. Social Security will pay a one-time death
benefit to a surviving spouse of $255 only. If there is
no surviving spouse or minor children the $255 is not
paid. The $255 lump sum payment to a surviving spouse
is in addition to any other benefits that may be paid
to minor or dependent children.
- Peace
of Mind. It is hard to put a price on piece of mind.
You can rest assured that all of us at O'Brien - Rogers & Crosby Funeral Home will assist you and your family at your time of need. When these decisions and expenses are taken care
of ahead of time, your family will have one less area
to be concerned about when the time arises. And they will
thank you for it.
- Fortis
Family Insurance funds our pre-planning arrangements.
Fortis has a rating of “A” by the AM Best Company.
Your arrangements are SAFE, SECURE and backed by the largest
pre-planning provider in North America.
- O'Brien - Rogers & Crosby Funeral Home and the Fortis Family provide
the means for families and friends to address the passing
of life with the greatest amount of dignity and the least
amount of burden. As a result of what we do, the focus
at your hour of need is where it should be - with your
family and loved ones.
- Moving
toward peace of mind for you and family is simple to do.
Please allow one of our funeral service professionals
the opportunity to answer any questions you may have regarding
pre-planning your funeral.
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